ARM vs. Fixed? Let’s say you’re at an amusement park. One with lots of rides. And each ride is like a different mortgage — some are safe and predictable (like the Merry Go Round), and others are more exciting (like a roller coaster). And some are downright terrifying, like the one where you’re strapped into…
How do I save money on my mortgage? Welcome to the Insider’s Guide to Mortgages, where we help you save money on your mortgage. How do we do that? Simple – by giving you information and tips from industry professionals with over 20 years experience in offering mortgages to people like you. Day in, day…
How much do I qualify for? There are two ways to answer this question – purely by the numbers, using a quantitative approach, or by looking at a borrower’s own comfort level with different degrees of debt (the qualitative approach). By asking a few basic questions about your income, assets, and credit, we can tell…
What does a mortgage really cost? Okay, you’ve found a company you like, and their rate seems competitive. Now you have to find out what the closing costs are. Is the company in line with the competition or do they charge hidden “junk” fees that will make their deal more expensive? So you ask for…